The architectural process
The foundation of any comprehensive financial plan begins with an analysis and assessment of your risks.
Naturally, we recognize the pivotal role that insurance plays in the protection of your financial assets which we have worked in tandem toward accumulating and preserving over time.
Our team of CPA’s, investment advisors, and insurance experts incorporate their experience in advanced estate and financial planning matters to design the right product to meet your specs.
Here’s how it works:
1st - You complete our Preliminary Insurance Questionnaire and return it to us for analysis of your needs and any special risks.
2nd – We go shopping for you – attentive to underwriting specialties and impaired risk expertise within our pool of preferred carriers, we steer our search toward those carriers most suitable to your situation.
3rd – We provide you with a custom comparison of the top companies’ preliminary quotes for you to narrow your selection.
4th – Then we’ll help you fill out the applicable carrier’s full application, and order your medical records from your physicians. If required, we’ll setup a convenient telephone medical interview &/or paramedical exam – at no cost to you.
5th – Insurance underwriters will process the information, and respond with an offer for your approval and acceptance. You also have the opportunity to revise some of the terms, options, or riders on the policy offered in order to tweak it to your exact needs.
The AFS network has access to a broad spectrum of affordable Life, Long-Term Care, and Disability products from more than 40 world class insurers.
Our independent business model ensures that our services are aligned solely with your needs.
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